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United Federal Credit Union (UFCU) is a federally chartered credit union based in St. Joseph, Michigan with a 60-year-plus history. Originally chartered in 1949, UFCU has more than 130,000 Members in all 50 states and the District of Columbia. It ranks in the top 2% of all federal credit unions by asset size,〔(Ranks in the Top 2. ) ''Ranks in the Top 2.'' 31 October 2011.〕 with $1.83 billion in assets as of 2015.〔(1.83 billion in assets as of 2015 ) ''1.83 billion in assets as of 2015'' 〕 UFCU has 23 branches in six states: Michigan, Ohio, Indiana, Nevada, North Carolina, and Arkansas. United Federal Credit Union offers a diverse array of products and services for businesses and individuals, include checking and savings accounts; mortgage, construction, and lot loans; home equity loans and lines of credit; business accounts, loans, and credit cards; United Diamond Insurance and Allied Solutions Insurance Products. ==History== United Federal Credit Union’s origins date to the 1930s and 1940s, when the Nineteen Hundred Employee Credit Union (NHECU), and the Buchanan Clark Employee Credit Union (BCECU), were originally formed to serve the employees of the companies that would ultimately become the Whirlpool Corporation and the Clark Equipment Company. NHECU formed in 1949 with eight employees and volunteers who handled the transactions. Nineteen Hundred Corporation became Whirlpool Corporation in 1950, and the credit union became Whirlpool Employee Federal Credit Union (WEFCU). By 1955, WEFCU’s assets reached $1 million. By 1958, assets doubled to $2 million. Assets more than doubled again over the next five years, and in 1963, WEFCU moved into a brand new building in St. Joseph, MI. In 1969, BCECU became Clark Credit Union, and a short time later, Clark Federal Credit Union. Explosive growth continued for WEFCU between 1963 and 1978, requiring the credit union to relocate to 2900 South State Street in downtown St. Joseph. Assets exceeded $30 million, with 15,800 Members and 27 employees. Beginning in 1980, WEFCU merged with credit unions serving Whirlpool subsidiaries in Marion, OH and Fort Smith, AR. In 1987, CFCU reached $50 million in assets and changed their name to United Federal Credit Union (UFCU) while WEFCU because Whirlpool Community Federal Credit Union (WCFCU). Then in 1992, WCFCU changed again to the First Resource Federal Credit Union (FRFCU). During the 1990s, both FRFCU and UFCU broke ground on new corporate headquarters buildings, located in St. Joseph, MI, and Buchanan, MI, respectively. New branches opened in Holland, MI in 2000, and in 2006, FRFCU merged with UFCU. All locations adopted the UFCU name, but the headquarters remained in St. Joseph and retained the FRFCU charter number. In 2009, growth continued with the acquisition of Clearstar Financial Credit Union in Reno, NV. In 2011, UFCU purchased Griffith Savings Bank in Griffith, IN, marking the first time a bank had been purchased by a federally chartered credit union. As of 2012, assets reached $1.5 billion with plans in progress for an expanded corporate headquarters. In October 2015 Lake Michigan Credit Union and United Federal Credit Union announced their intent to merge. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「United Federal Credit Union」の詳細全文を読む スポンサード リンク
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